Orders over $75 ship free domestically. Orders under that amount are charged actual shipping costs, which can be calculated here
. Our payment options include paypal as well as credit cards and we do provide a lay-a-way service with 30% down and 20% per month. We gladly provide a generous 30-day return policy, however all mother's rings and pendants, personalized jewelry and engraved items are not returnable. Jewelry purchased from JewelBasket.com is warranted for 1 full year against any manufacturer's defects. We are a top rated Bizrate and Shopping.com store and are proud to offer customer generated product reviews to better help you select the perfect jewelry.